Mortgage Pre Approval Process

  It is a good idea to see how much of a mortgage you could obtain by getting pre approved now.  If your circumstances should change you can do it again anytime you want. The mortgage brokers are more than happy to do it for you in the hope you will work with them when the time comes.  You get the opportunity to ask questions you may have on obtaining a mortgage, the different types available, the rates, if need be, getting your credit repaired, whatever.

  Most real estate agents will not take potential clients to view properties until the buyer has a pre approval letter in hand, as they would not know whether you can afford the places they are showing you.  No offer to purchase would be reviewed by a seller without a pre approval letter or proof of funds if paying cash.

  Here is a list of mortgage brokers I have screened that previous clients of mine have used and I was told the brokers were very helpful, knowledgeable, had very competitive rates, had access to a wide range of loan programs and always called back promptly. Of course you may use anyone you want as there are many out there to choose from. The pre approval process is relatively quick and at no cost to you. You are not obligated to work with anyone who does a pre approval for you.

 

 

Mortgage Brokers

 

Ryna Shimmerman   Eastern Bank   office:781 596 4532   cell:781 864 3969

 

Michael Rice   SB Mortgage   cell: 508 801 5880    office: 781 569 0539

  

Meredith Spence  Wells Fargo  cell: 781 910 9988   office: 866 708 7320   ext 1008 

 

Gerry McCarthy   Mortgage Master   office: 508 850 4239   cell: 617 620 1863

 

Mike Bertolami    Monument Mortgage   978 462 9899

 

Joe Fanuele  IMG Mortgage   office: 781 721 5100 ext 102

 

Melissa Caci    Prospect Mortgage   cell: 781 721 9282





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